Home Equity Line of Credit (HELOC)
APR as low as based on LTV
Effective January 22, 2018
||Up to 80%
||Up to 90%
Home Equity loans available in select states only. The 4.50% Annual Percentage Rate (APR) is available with qualifying credit and a loan to value (LTV) of 80% or less. Higher rates apply to higher loan to values. The APR will vary based on an index. The index is the Prime Rate as published the 25th day of the month prior to the date of the interest adjustment in the Money Rates column of the Wall Street Journal. As of January 1, 2018 the variable APR for lines of credit is 4.50% - 8.25%. The rate is subject to change, but will not exceed 18%. The minimum rate is 4.50%. Closing costs typically range from $0 to $350 (does not include the cost of an appraisal if required). There is an over-the-limit charge of $10. Property insurance is required. For detailed product information, please view the HELOC4 Early Disclosure.