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RECREATION Loans

Get on the water, trail, or road faster with Firefly.

After spending hours researching your next recreation vehicle, we want to make sure financing one is quick and easy. With Firefly, you’ll save valuable time and money whether you’re buying new or refinancing a boat, RV, or snowmobile loan with our simple application and timely decisions so you can focus on the more important things in your life.

Great New & Used Rates

Great New & Used Rates

As low as 3.49% APR*
No Refinancing Fees
View all rates

Term Options

Term Options

36, 48, 60, 72 or 144 months
Payment Options

Payment Options

Automatic withdrawal discount or coupon payment available
Deferred Payment

Deferred Payment

90 days without payment
(Interest will accrue during that time)

Get going on your next adventure.

Recreation Vehicles

APR as low as based on model year and are shown for initial loan balance of $25,000 or less; ask for more details.
Effective August 17, 2017
Click here to calculate your payment
Term 2013 and newer 2012 and older
0 to 36 months 3.49% 4.49%
37 to 48 months 3.59% 4.49%
49 to 60 months 3.69% 4.59%
61 to 72 months 4.24% 5.24%
72 to 144 months 5.29% 6.49%

Rates may be higher depending on credit qualifiers, model year and the loan term. Credit qualifiers determine eligibility for 100% financing, in some cases a down payment may be required. Rates include a .5% APR discount for repayment of loan through payroll deduction or debit from a Firefly account. Add .25% APR to rates if payment is a debit from another financial institution. Interest will accrue during first 90 days without payment.

All loans subject to normal credit approval. Rates and terms subject to change. Contact a Firefly loan officer for details. All loan rates presented for consumer loans only and not applicable to business loans.


 

Loan Coverage

When you apply for a Firefly recreation loan, ask about our additional product options.

  • MEMBER’S CHOICE® Mechanical Repair Coverage (MRC) may cover a wide range of repairs and includes 24/7 roadside assistance.
  • MEMBER’S CHOICE® Guaranteed Asset Protection (GAP) helps cover the difference between an insurance settlement and your loan balance in the event of a totaled or stolen vehicle.
  • MEMBER’S CHOICE® Credit Life & Disability Insurance may help cover loan payments in the event of death or total disability.


MEMBER’S CHOICE® Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in WA, where coverage is provided and administered by Automotive Warranty Services, Inc., in FL, LA , OK and WI, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023) and in AZ, where the Obligor and Administrator is Consumer Program Administrators, Inc., all located at 175 West Jackson Blvd., Chicago Illinois 60604, (800) 752-6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc. In those states where Mechanical Repair Coverage is offered as insurance (form MCCU-001-MBI) it is underwritten by Virginia Surety Company, Inc. Your purchase of MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP) is optional and will not affect your application for credit or the terms of any credit agreement you have with Us. Certain eligibility requirements, conditions, and exclusions may apply. You will receive the contract before you are required to pay for GAP. You should carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP fee to your loan amount will increase the cost of GAP. You may cancel GAP at any time. If you cancel GAP within 90 days you will receive a full refund of any fee paid. Your purchase of MEMBER’S CHOICE® Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Group Policy for a full explanation of the terms. CDCL, GAP, MRC-1362376.1-1115-1217

Low rates on Minnesota recreation loans.

Ready to shift gears? We offer affordable MN recreation loan rates for new and used boats, RVs, and snowmobiles. Our rates also save you money when you refinance your existing loan from another lender.