*Loans subject to normal credit approval and qualifications and direct deposit must already be established. Rates and term subject to change. Rate may vary based on credit qualifications. Interest will accrue for first 90 days without payment. Repayment terms from 0-36 months. Maximum loan amount is $3,000. Existing Firefly loans cannot be refinanced to the Emergency Relief Loan. One Emergency Relief Loan per member. Total cost example: A $1,000 loan for 12 months at 4.99% APR would result in principle and interest paid totaling $1,027.33 for the term, including all applicable fees. Contact a Firefly loan officer for details. All loan rates presented for consumer loans only and not applicable to business loans.