Build a stronger financial foundation.

Open an Account


Financial well-being starts with a Firefly savings account.

Peace of mind comes from knowing your money is growing steadily. As the bedrock of your personal finances, Firefly's savings accounts are tailored to fit your unique goals, and we make it easy to open your account and start building a cushion. Plus, all of your savings are insured up to $250,000 by the National Credit Union Administration (NCUA).

Which savings account works for you?

  Share Savings Preferred Savings Christmas Savings Relationship Rewards Money Market WINcentive® Savings
Overview Open this account to become a Firefly CU member. Take your savings to the next level. Save year-round for all of your holiday cheer. Get more bonuses by using additional Firefly CU products and services. Here's the ideal blend of growth and liquidity. 12 consecutive months of savings.
Requirements $5 min. balance $1 min. balance $1 min. balance $25,000 min. to open ($10,000 initial deposit of new money) $2,500 minimum opening balance $25 month over month balance increase
Earnings Non-tiered and paid quarterly Non-tiered and paid monthly Non-tiered and paid quarterly Tiered and paid monthly Tiered and paid monthly Entered every month for a chance to win cash prizes
  • Opens the door to other Firefly CU products
  • Provides your share of Firefly CU
  • Earns a higher return than Share Savings
  • Add or withdraw funds anytime
  • Money transfers automatically to Share Savings during first week of November
  • No service charges
  • Direct Deposit available
  • Unlimited withdrawals and deposits
  • Write up to six checks against this account each month, free of charge
  • The more you save, the better chance of winning
  • Account holders can make 2 withdrawals during the 12 month term, but must pay a fee to do so
  • Learn More
Calculate your potential savings growth

Savings Accounts

Declared for quarter ending September 30, 2017
APY Minimum Opening Deposit
Share Savings 0.10% $5
Christmas Savings 0.15% $1
Daily Savings IRA 0.30% $0

Specialty Savings Accounts

Prospective for December 2017
APY Minimum Opening Deposit
Preferred Savings 0.15% $1
Relationship Rewards $25,000
($10,000 of new money to Firefly; Firefly checking account required)
Tier I: $.01 - $24,999.99 0.05%
Tier II: $25,000 - $99,999.99 0.45%
Tier III: $100,000 and over 0.60%

Money Market Accounts

Prospective for December 2017
APY Minimum Opening Deposit
Tier I: $.01 to $2,499.99 0.05% $2,500
Tier II: $2,500 to $24,999.99 0.30% $2,500
Tier III: $25,000 to $49,999.99 0.40% $2,500
Tier V: $50,000 to $99,999.99 0.45% $2,500
Tier IV: $100,000 and over 0.50% $2,500

APY = Annual Percentage Yield. All rates subject to change. Fees may reduce earnings. Early withdrawal penalties may apply to certificate accounts. All deposits are insured up to $250,000 by the National Credit Union Administration (NCUA), an agency of the United States Government.


Want to know something else?

Grow your funds steadily.

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Various accounts cater to various savings goals


Add and withdraw funds anytime
Growth Opportunities

Growth Opportunities

Dividends compounded and paid monthly or quarterly
Easy to Open

Easy to Open

$1 or $5 minimum deposits on most accounts

Find your perfect Minnesota credit union savings account.

It's time to make your money work harder for you. We offer various savings accounts to cater to various goals. Whatever you have in mind, we have a credit union savings account that matches your plans. 

Supporting Your Efforts

You make important decisions every day, so sometimes making even one more (especially a financial one) can seem overwhelming. At Firefly, we want to help guide you through those choices so you can be better equipped to decide what’s right for you and your goals. Take a look at some of the resources we have available to you to aid in your financial decision-making process.

Preferred Savings
$1 minimum deposit

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