Savings Financial well-being starts with a Firefly savings account. It's time to make your money work harder for you. We offer various savings accounts that are tailored to fit your unique goals. Whatever you have in mind, we make it easy to open your account and start building a financial cushion. Plus, all of your savings are insured up to $250,000 by the National Credit Union Administration (NCUA). Compared to banks, members save an average of $59 annually with a Firefly savings account. Learn more about the value of a Firefly membership. FlexibilityVarious accounts cater to your unique savings goalsAccessibilityAdd and withdraw funds anytime using digital bankingGrowth OpportunitiesDividends compounded and paid monthly or quarterlyEasy to OpenLow minimum deposits of $1 or $5 on most accounts Grow your funds steadily. Open an account online or contact us to learn more about account options. Compare Your OptionsRatesFAQsWhich savings account works for you? Share Savings Preferred Savings Christmas Savings Overview Open this account to become a Firefly CU member. Take your savings to the next level. Save year-round for all of your holiday cheer. Requirements $5 min. balance $1 min. balance $1 min. balance Earnings Non-tiered and paid quarterly Non-tiered and paid monthly Non-tiered and paid quarterly Details Opens the door to other Firefly CU products Provides your share of Firefly CU Earns a higher return than Share Savings Add or withdraw funds anytime Money transfers automatically to Share Savings during first week of November Calculate your potential savings growth Savings Accounts Declared for quarter ending September 30, 2020 APY Minimum Opening Deposit Share Savings 0.05% $5 Christmas Savings 0.10% $1 Daily Savings IRA 0.20% $0 APY = Annual Percentage Yield. All rates subject to change. Fees may reduce earnings. All deposits are insured up to $250,000 by the National Credit Union Administration (NCUA), an agency of the United States Government. Preferred Savings Prospective for December 2020 APY Minimum Opening Deposit Preferred Savings 0.10% $1 APY = Annual Percentage Yield. All rates subject to change. Fees may reduce earnings. All deposits are insured up to $250,000 by the National Credit Union Administration (NCUA), an agency of the United States Government. Want to know something else? EXPLORE MORE FAQs Get full details and disclosures for these deposit products.