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Savings accounts that give you more.

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specialty Savings & money market ACCOUNTS

Great accounts make banking simple.

Firefly's specialty savings and money market accounts are simple solutions to help guide you toward your savings goals. Not only do these accounts feature competitive rates, they also come with the peace of mind that your savings are insured up to $250,000 by the National Credit Union Administration (NCUA).

Compared to banks, members save an average of $287 annually with a Firefly money market account.
Learn more about the value of a Firefly membership.

Flexibility

Flexibility

Specialty accounts cater to your unique savings goals
Tiered Earnings

Tiered Earnings

Higher balances increase your earning potential
Growth Opportunities

Growth Opportunities

Dividends are compounded and paid monthly
Added Benefits

Added Benefits

Some specialty accounts feature extra member benefits

Make your money work harder.

Open an account online 

or contact us to learn more about account options.

Which specialty savings account works best for you?

  Relationship Rewards Money Market Prestige Money Market
Overview Get more bonuses by using additional Firefly CU products and services. Here's the ideal blend of growth and liquidity. Enjoy the blend of growth and liquidity of
your typical money market account plus
added member benefits
Requirements $25,000 min. to open ($10,000 initial deposit of new money) $2,500 minimum opening balance $20,000 minimum balance (maintain $20,000 balance to avoid monthly fees)
Earnings Tiered and paid monthly Tiered and paid monthly Tiered and paid monthly
Details
  • No service charges
  • Direct Deposit available
  • Unlimited withdrawals and deposits
  • Write up to six checks against this account each month, free of charge
  • $9.95 monthly fee if balance falls below $20,000 at any time in month
  • Direct Deposit available
  • Unlimited withdrawals and deposits
  • Write up to six checks against this account each month, free of charge

Free access to MEMBERS Prime Club for members age  50+

Free checks

Add .25% to rates on new savings certificates with terms of 12+ months (excluding jumbo certificates and rate specials)
Calculate your potential savings growth
 

Relationship Rewards

Prospective for December 2020
APY Minimum Opening Deposit
Relationship Rewards $25,000
($10,000 of new money to Firefly; Firefly checking account required)
Tier I: $.01 - $24,999.99 0.05%
Tier II: $25,000 - $99,999.99 0.25%
Tier III: $100,000 and over 0.35%

APY = Annual Percentage Yield. All rates subject to change. Fees may reduce earnings. Relationship Rewards account requires checking relationship and initial deposit must include at least $10,000 of new money (funds from outside of Firefly Credit Union). All deposits are insured up to $250,000 by the National Credit Union Administration (NCUA), an agency of the United States Government.

Money Market Accounts

Prospective for December 2020
APY Minimum Opening Deposit
Tier I: $.01 to $2,499.99 0.05% $2,500
Tier II: $2,500 to $24,999.99 0.20% $2,500
Tier III: $25,000 to $49,999.99 0.25% $2,500
Tier IV: $50,000 to $99,999.99 0.25% $2,500
Tier V: $100,000 and over 0.30% $2,500

APY = Annual Percentage Yield. All rates subject to change. Fees may reduce earnings. Early withdrawal penalties may apply to certificate accounts. All deposits are insured up to $250,000 by the National Credit Union Administration (NCUA), an agency of the United States Government.


Prestige Money Market Accounts

Prospective for December 2020; $9.95 monthly fee for balances that fall below $20,000 anytime in month.
APY Minimum Opening Deposit
Tier I: $.01 - $19,999.99 0.05% $20,000
Tier II: $20,000 - $99,999.99 0.40% $20,000
Tier III: $100,000 - $249,999.99 0.55% $20,000
Tier IV: $250,000 and over 0.70% $20,000

APY = Annual Percentage Yield. All rates subject to change. Fees may reduce earnings. Early withdrawal penalties may apply to certificate accounts. All deposits are insured up to $250,000 by the National Credit Union Administration (NCUA), an agency of the United States Government.

 

Want to know something else?


Get full details and disclosures for these deposit products.