Free Checking
Firefly CU checking options empower your daily finances.
Feel the freedom that comes from a free checking account with fewer restrictions and all the benefits - no matter your age or goals. Our multiple free checking account options are easy to open and manage to fit your busy schedule.
Which checking account works for you?
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Free Checking |
Verge Checking |
Amplified Checking℠ |
| Overview |
No strings. No hassles. |
Younger members start here. |
Earn higher dividends with the liquidity of a checking account. |
| Requirements |
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| Tiered Earnings |
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| No minimum balance or monthly maintenance service charge |
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| Free Visa® Rewards Debit Card |
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| Surcharge-Free ATMs |
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| Digital Banking with Bill Pay |
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| Mobile Deposit |
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| Overdraft Options |
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Personal Checking
Prospective for January 2021
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APY |
Minimum Opening Deposit |
| Amplified Checking |
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| Tier I: $.01 - $24,999.99 |
1.65% |
$0 |
| Tier II: $25,000 and over |
0.20 - 1.65% |
$0 |
| If criteria not met |
0.05% |
$0 |
| Free Checking & Verge Checking |
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| Tier I: $.01 - $2,499.99 |
0.05% |
$0 |
| Tier II: $2,500 and over |
0.05% |
$0 |
Rates & Service Prices
See Rates & Service Prices and Member Service Agreement for full details. APY = Annual Percentage Yield. All rates subject to change monthly. Service charges may reduce earnings. All deposits are insured up to $250,000 by the National Credit Union Administration (NCUA), an agency of the United States Government.
Amplified Checking:To receive Amplified Tier I/Tier II rate you must meet the following requirements each month: 10 debit card purchase transactions, one direct deposit, and must be enrolled in eStatements with valid e-mail address. If the minimum requirements are not met in a statement cycle, the basic rate will apply to all balances. One account per individual.
Want to know something else?
Ready for a better account?
*Please note all new member online applications will be opened at TruStone Financial as we finalize our merger. Existing members should call or visit to apply.