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Free Checking

Firefly CU checking options empower your daily finances.

Feel the freedom that comes from a free checking account with fewer restrictions and all the benefits - no matter your age or goals. Our multiple free checking account options are easy to open and manage to fit your busy schedule.

Compared to banks, members save an average of $112 annually with a Firefly checking account.
Learn more about the value of a Firefly membership.

Which checking account works for you?

  Free Checking Verge Checking Amplified Checking℠
Overview No strings. No hassles. Younger members start here. Earn higher dividends with the liquidity of a checking account.
Requirements None Must be age 13-17
Tiered Earnings
No minimum balance or monthly fees
Free Visa® Rewards Debit Card
Surcharge-Free ATMs
Digital Banking with Bill Pay
Mobile Deposit
Overdraft Options

Personal Checking

Prospective for April 2020
APY Minimum Opening Deposit
Amplified Checking
Tier I: $.01 - $24,999.99 1.75% $0
Tier II: $25,000 and over 0.20% $0
If criteria not met 0.05% $0
Free Checking & Verge Checking
Tier I: $.01 - $2,499.99 0.05% $0
Tier II: $2,500 and over 0.05% $0

Rates & Service Prices
To receive Amplified Tier I/Tier II rate you must meet the following requirements each month: 10 debit card purchase transactions, one direct deposit, and must be enrolled in eStatements with valid e-mail address. If the minimum requirements are not met in a statement cycle, the basic rate will apply to all balances. One account per individual. See Member Service Agreement for full details.

APY = Annual Percentage Yield. All rates subject to change. Fees may reduce earnings. All deposits are insured up to $250,000 by the National Credit Union Administration (NCUA), an agency of the United States Government.

 

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Access & Convenience

Access & Convenience

Digital Banking, Free Bill Pay, Mobile Deposit and more

Free Visa® Rewards Debit Card

Free Visa® Rewards Debit Card

Rack up rewards points with everyday purchases

Growth Opportunities

Growth Opportunities

Dividends compounded and paid monthly
Surcharge-Free ATM Access

Surcharge-Free ATM Access

Withdraw money without fees slowing you down
Get full details and disclosures about this deposit product.