ReadyCashSM Overdraft Protection Loan3
ReadyCash, our Overdraft Protection product, is a line of credit accessed to help avoid the inconvenience and expense of an overdraft or returned item. If there is an overdraft to your checking account, ReadyCash will automatically advance the exact amount needed to cover the transaction.
Effective January 1, 2021
Apply for ReadyCash*
|ReadyCash Overdraft Protection
||Minimum payment of $20 or 3% of the total balance
*Please note all new member online applications will be opened at TruStone Financial as we finalize our merger. Existing members should call or visit to apply.
3 ReadyCash Overdraft Protection Loan: Rate subject to change. Qualifications apply. Late payment charge: 10% of the required minimum payment due, or $30.00, whichever is less. If you qualify and we agree to provide this service, we will pay your checks, EFTs, or debit card transactions drawn against insufficient funds by transferring funds from a ReadyCash to a checking account with us. Transfers from a ReadyCash to a checking account are governed by a separate loan agreement. Please contact us to learn more.