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credit card
options to fit your life.

REWARDS Credit Cards

Save money, earn points with our
Visa® Credit Card options.

A credit card is a must-have for your daily finances, so Firefly provides credit card options with competitive rates, no annual fee, and the added protection of EMV-chip technology with card control. Plus, you’ll be rewarded for your everyday purchases with points to help you earn more for the money you spend.

Compared to banks, members save an average of $239 annually with a Firefly Credit Card.
Learn more about the value of a Firefly membership.

Earn 1% Cash Back on Balance Transfers through August 31, 2020*


*Offer is subject to change without notice. Only valid on balance transfers from external credit cards to a Firefly Visa Rewards Credit Card for a limited time – July 1 and August 31, 2020. Balance transfer will appear as a cash advance on your statement and interest will begin accruing on posting date. Credit Card account must remain open, in good standing, and not be over the limit or delinquent at the time the 1% cash back is posted to your Share Savings Account. Allow 30 days from completion of balance transfer for cash back to be deposited. Rates are based on credit qualifications. Firefly Visa Platinum Credit Card rates are variable and range from 8.49%-14.49%APR. Firefly Visa Platinum Credit Card is subject to a foreign transaction fee of 1%. Firefly Visa Signature Credit Card rates are variable and range from 10.74%-15.24%APR. Up to $25 may be charged for late payment. Up to $25 may be charged for returned payment.

Which FIREFLY credit card is best for you?


VISA Signature®




As low as 10.74%APR As low as 8.49%APR

Earn 1.5 ScoreCard® Rewards
points per $1 signature purchase

Earn 1 ScoreCard® Rewards
point per $1 signature purchase

No annual fee

No annual fee

No foreign transaction fees

1% foreign transaction fee

$5,000 minimum credit limit

$250 minimum credit limit

Free Visa's Zero Liability Policy Coverage

Free Visa's Zero Liability Policy Coverage

Access to card control technology

Access to card control technology

Complimentary 24/7 Visa Signature Concierge

No concierge service

New Cardholder Special Offers
Earn 3x rewards points on gas and
grocery purchases for 6 months.



The best Visa® Credit Cards available.

You'll love redeeming your points for name-brand merchandise, vacations, valuable services and unforgettable experiences. You also can get cash back or gift cards to your favorite retail stores. You get to choose.

Interested but want to know more about our credit card benefits, security, and more?

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