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transfer your balance & save.

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Balances Transfer Request

Transfer balances to save.

Move credit card balances from your high-rate cards to your Firefly Visa® Rewards Credit Card to save even more each month! Fill out the form below and, once verified, we'll send checks to the credit card companies and move the requested amounts to your Firefly credit card.

Earn 1% Cash Back on Balance Transfers through August 31, 2020.*

Member Information

First Card to Transfer

Second Card to Transfer

Additional Cards:

By completing this form, you agree to the following conditions: 1) You authorize us to pay on your behalf each qualifying balance or portion of a balance you designate. Qualifying balances do not include requests to pay any Firefly Credit Union loan or honor any request to pay a payee, or request the check be made to Cash or a person with your surname. 2) Balance transfer requests will be processed within 2 weeks, subject to your available Firefly Visa credit line. 3) You authorize us to advance your Firefly Visa account as a cash advance for the amount(s) listed for balance transfer. Allow 4-6 weeks for transfer of your other balances. Continue to pay at least the minimum amount due on each account until payment appears on that account’s billing statement for the balance you wish to transfer. We are not responsible for any remaining balance on that account or for any finance or other charges you incur due to a delay in transferring a balance. If you transfer any amount for a transaction you dispute, you may lose the rights against the other creditor. 4) Transferring balances will not automatically close your other credit card accounts. To do so, please contact each company directly.

*Offer is subject to change without notice. Only valid on balance transfers from external credit cards to a Firefly Visa Rewards Credit Card for a limited time – July 1 and August 31, 2020. Balance transfer will appear as a cash advance on your statement and interest will begin accruing on posting date. Credit Card account must remain open, in good standing, and not be over the limit or delinquent at the time the 1% cash back is posted to your Share Savings Account. Allow 30 days from completion of balance transfer for cash back to be deposited. Rates are based on credit qualifications. Firefly Visa Platinum Credit Card rates are variable and range from 8.49%-14.49%APR. Firefly Visa Platinum Credit Card is subject to a foreign transaction fee of 1%. Firefly Visa Signature Credit Card rates are variable and range from 10.74%-15.24%APR. Up to $25 may be charged for late payment. Up to $25 may be charged for returned payment.