the power to experience more.

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Save money, earn points with our
Visa Signature® Credit Card.

The Firefly Visa Signature Credit Card is your ticket to everyday rewards and exceptional experiences. With no foreign transaction fees, valuable benefits, and ScoreCard® Rewards, your Visa Signature Credit Card will help you get more out of life – everywhere you go.

Compared to banks, members save an average of $239 annually with a Firefly Credit Card.
Learn more about the value of a Firefly membership.



Travel & Lifestyle Benefits

Travel & Lifestyle Benefits

Access to the Visa Signature Luxury Hotel Collection, select museum membership savings, and more.

Cardholder Protection

Cardholder Protection

EMV chip technology, card controls, and Visa’s Zero Liability Policy1 help protect you and your transactions.


$1 spent = 1.5 ScoreCard Rewards2 points to be redeemed for travel, cash back, and more.
Visa Concierge

Visa Concierge

Assistance booking travel, finding event tickets, or making dinner reservations3.

Enjoy a rewarding experience

The power to experience more.

Set up your ScoreCard® Rewards profile to earn 1,000 bonus points immediately and then use your Visa Signature Credit Card every day to earn 1.5 points for every $1 spent. Plus, as a Visa Signature cardholder, you have access to exclusive benefits and rewarding perks:
  Learn more about your exclusive Visa Signature benefits at

All loans subject to credit approval. Cash advance fees may be incurred when using non-participating ATMs. A fee of up to $25 may be charged for returned payment. A fee of up to $25 may be charged for late payment. See Visa Signature Credit Card Agreement for complete details on accounts and associated services. 1 Cardholders must use care in protecting their card and notify Firefly immediately of any unauthorized use. Cardholders should contact Firefly for additional details. 2 PIN based transactions, cash advances and balance transfers are not eligible for ScoreCard Rewards Points. Allow 30 days for any bonus points to be posted. See the ScoreCard Rewards Program Rules for complete details. 3 Firefly cardholders are responsible for the payment of any and all charges associated with any goods, services, reservations or bookings purchased or arranged by the Visa Signature Concierge on cardholders’ behalf. Any such purchases or arrangements are solely between the cardholder and the respective merchant, and Visa is not a party to the transaction. All goods and services subject to availability. See full terms of service at 4 Only valid on new Visa Signature cards for 90 days after card open date, and on balance transfers from external credit cards. Offer is subject to change. Balance transfer will appear as a cash advance on your statement and interest will begin accruing on posting date. Visa Card Account must remain open, in good standing, and not be over the limit or delinquent at the time the 1% cash back is posted to your share savings account. Allow 30 days from completion of balance transfer for cash back to be deposited.

*Earn triple points per $1 purchase at retailers whose merchant code for Visa is classified as grocery stores and gas stations during the first 6 months from card open date.

Visualize a plan for paying off Credit Card debt

Visa Signature® Credit Card

No annual fees; no foreign transaction fees. For detailed information, view Firefly Visa Signature Credit Card Agreement
Effective March 25, 2020
Visa Signature Credit Card 10.74%

Rates are variable and range from 10.74%-15.24%APR. Up to $25 may be charged for late payment. Up to $25 may be charged for returned payment.

All loans subject to normal credit approval. Rates and terms subject to change. Contact a Firefly loan officer for details. All loan rates presented for consumer loans only and not applicable to business loans.

The best Visa® Credit Card for travel.

Traveling for work or business, you'll love Firefly Credit Union's Visa Signature benefits including no annual fee, no foreign transaction fees, Visa Concierge service, and the ability to earn ScoreCard Rewards points on signature purchases.

Interested but want to know more about our credit card benefits, security, and more?

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