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Certificates

Firefly supports your business goals.

When you're running your own business, it's easy to get wrapped up in daily management and put off future planning for retirement and building up your savings. That's why our Certificates are structured to grow on their own with little involvement from you so you can can focus on your business.

Which option is right for you?

  Certificates MAX Certificates Jumbo Certificates Laddered Certificates
Overview The longer your term, the more money you earn The more money you earn Provides more flexibility than a traditional Certificate Larger balances grow steadily Create a strategy to maximize savings and accessibility
Requirements $500 or $1,000 min. deposit $1,000 min. deposit $90,000 min. deposit $1,000 min. deposit per Certificate
Details
  • Terms for regular Certificates range from 91 days to 60 months
  • Adjust your rate higher at any one time during the Certificate's term
  • Terms range from 12 to 36 months
  • Terms range from 91 days to 60 months
  • Divided among five Certificates with staggered maturities
  • Long-term earning potential paired with liquidity
  • Automatically renews into 5-year Certificates
See complete rate listings and disclosures for details.
 

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Various Terms

Various Terms

From 91 days to 60 months
Easy Access

Easy Access

Open with a low deposit
Fixed Rates

Fixed Rates

Know exactly how much you'll earn over a term
Diversified Options

Diversified Options

Steady returns to balance the rest of your portfolio

Bolster your business savings with Minnesota Certificates.

Firefly's great rates are structured to help you save more today for a more comfortable tomorrow.
We'll help you find the Certificates that best fit your business plans.

Supporting Your Efforts

You make important decisions every day, so sometimes making even one more (especially a financial one) can seem overwhelming. At Firefly, we want to help guide you through those choices so you can be better equipped to decide what’s right for you and your goals. Take a look at some of the resources we have available to you to aid in your financial decision-making process.