Firefly CHECKING IS VALUE FOR LIFE

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Our free checking accounts allow you to easily manage your account, earn points with a free
Visa® Rewards Debit Card, and access 65,000+ surcharge-free1 ATMs.

Compared to banks, members save an average of $1122 each year with a Firefly Checking Account.

Which checking account works for you?

  Free Checking Verge Checking Amplified Checkingâ„ 
Overview No strings. No hassles. Younger members start here. Earn higher dividends with the liquidity of a checking account.
Requirements
  • Must be 18 years old or 13-17 with a relative as a legal owner
  • Have a Share Savings account
Tiered Earnings
No minimum balance or monthly maintenance service charge
Free Visa® Rewards Debit Card
Surcharge-Free ATMs
Digital Banking with Bill Pay
Mobile Deposit
Overdraft Options
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Calculate your value potential with Firefly

 

Personal Checking

Prospective for August 2020
APY Minimum Opening Deposit
Amplified Checking
Tier I: $.01 - $24,999.99 1.65% $0
Tier II: $25,000 and over 0.20 - 1.65% $0
If criteria not met 0.05% $0
Free Checking & Verge Checking
Tier I: $.01 - $2,499.99 0.05% $0
Tier II: $2,500 and over 0.05% $0

Rates & Service Prices
See Rates & Service Prices and Member Service Agreement for full details. APY = Annual Percentage Yield. All rates subject to change monthly. Service charges may reduce earnings. All deposits are insured up to $250,000 by the National Credit Union Administration (NCUA), an agency of the United States Government.
Amplified Checking:To receive Amplified Tier I/Tier II rate you must meet the following requirements each month: 10 debit card purchase transactions, one direct deposit, and must be enrolled in eStatements with valid e-mail address. If the minimum requirements are not met in a statement cycle, the basic rate will apply to all balances. One account per individual.

 
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Not a member? Not a problem. Firefly membership is available to those in the Twin Cities communities. Learn more about Firefly.

1 No credit union fees for up to five ATM withdrawals/month on any network. 2 Savings amount is an estimate of projected annual difference between Firefly rates and fees and average rates and fees of comparable products at MN financial institutions as of 11/13/2019, as reported by Informa Research Services, Inc. Savings example is an average for Firefly members, and is used for illustration purposes only. Not all members have experienced or will experience savings. For additional savings calculation detail, visit fireflycu.org/value. Federally insured by NCUA.