Strive for financial success

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Building Credit

Firefly CU lifts you up.

Any number of situations in life can drag down your credit, but stay positive. A steady approach can help you increase your credit score, which is vital to securing loans with favorable interest rates. Stick with a sound approach and you'll progress toward a more secure financial future.

Credit resources

Get your credit back on its feet

A persistent approach to improving your finances will help you increase your credit worthiness.

  • Request your free credit report each year to spot inaccuracies that may affect your credit
  • Contact our Asset Protection department if you foresee any problems managing your loan payments
  • Get up to six free financial counseling sessions through Lutheran Social Service of Minnesota (LSS)
  • Use FinanceWorks™ within Online Banking to create a budget based on current spending habits
  • Set up recurring payments through Bill Pay to avoid late fees and costly missed payments
  • Transfer credit card balances to a Firefly CU Visa® Rewards Credit Card for a lower interest rate and fewer bills to track

Start the journey to better credit.

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Monitor Credit

Monitor Credit

Make sure your credit report is accurate

Financial Counseling

Financial Counseling

Get up to six free sessions per year

Create Budgets

Create Budgets

Use FinanceWorks™ within Online Banking

Bill Pay

Bill Pay

Avoid late fees and missed payments

Your go-to Minneapolis-St. Paul credit union

Firefly CU is the Minnesota credit union that offers full banking services and ATM access for your convenience. We'll help you open new accounts and loans, apply for mortgages, access wealth management services and strengthen your business with the right solutions.