Tips for the largest purchase of your life

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Buying a Home

Firefly CU guides you through this exciting time.

Buying a home is one of life's greatest achievements. But it doesn't always come together without some stress. We'll explain the ins and outs of the homebuying process so you have the information you need to make a great financial decision and gain peace of mind that comes from security.

Things to consider

Firefly CU is here to help

Buying a home involves multiple variables, but you don't need to feel overwhelmed. Just do your homework and follow some proven advice to find a new home that fits your finances.

  • Clearly define what you want in your new home (location and features) and what you can afford
  • Get pre-approved for a Firefly CU mortgage to know your borrowing limits
  • Compare Mortgage options to determine which is best for your budget and goals
  • Research available homes online or through a licensed agent
  • Schedule an inspection of the home you want to purchase to avoid any unwanted, expensive surprises in the future
  • Factor in closing costs and fees, along with insurance, utilities, taxes and other expenses to determine the true cost
  • Firefly CU members receive a special homeowners insurance rate from Liberty Mutual.
  • Consider that your taxes will be affected when you buy or sell a home and consult your tax advisor for specific information

All loans are subject to credit approval.

Get the resources you need.

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Get Pre-Approved

Get Pre-Approved

Find out how much you can borrow
Mortgage Options

Mortgage Options

Choose fixed or adjustable with various terms
Know the True Cost

Know the True Cost

Factor in taxes, insurance and utilities
Insurance Discounts

Insurance Discounts

Firefly CU members save with Liberty Mutual

Your go-to Minneapolis-St. Paul credit union

Firefly CU is the Minnesota credit union that offers full banking services and ATM access for your convenience. We'll help you open new accounts and loans, apply for mortgages, access wealth management services and strengthen your business with the right solutions.