Life Illuminated.

Shedding light on a variety of topics
so you're set up for financial success.
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Dec 13, 2018

Money is one of the highest-ranking stressors for American adults. If you find yourself low on cash, what should you do when you can’t pay your bills? As stressful as it is to be unable to keep up with your bills, the most critical step is to face the problem rather than ignore it. No money worries have ever disappeared by pretending they didn’t exist. The troubles will compound over the following days, weeks, and months if you don’t tackle them right away. So what is the best strategy? Let’s walk through it together.

Nov 28, 2018

Now that we’re getting into the swing of the holiday season make sure you also pay attention to that other important time of the year - open enrollment. It’s likely that you will have a choice between a health savings account (HSA) and a flexible spending account (FSA) and, although similar, there may be a better option for you from a financial standpoint. In the HSA vs. FSA matchup, which one is right for you? Let’s take a look.

Nov 19, 2018

Life doesn’t always go to plan. Cars break down, kids have field trips and kitchen appliances need repair. In more extreme circumstances, layoffs happen, health problems arise, and family members need urgent financial help. The best budgets account for the inevitable financial potholes of life, no matter how big or small. Let's dive into some questions to answer when getting starting with an emergency savings plan.

Oct 23, 2018
Tax season may be in the far corner of your mind but it always seems to sneak up more quickly than we’d like. With more than 1,000 pages, understanding the tax law modified in early 2018 may seem daunting but can really help prepare you for the changes you’ll certainly see in the spring. So, in the interest of simplifying the complex, we’re giving you our Top Ten list of what you need to know about the new tax law.
Oct 02, 2018
You did it! You got pre-approved, researched different vehicles, weighed the pros and cons, test drove and eventually found the right car for your life. You thought you had everything covered, but then someone asks you, “What kind of auto insurance will you have on your vehicle?” Oh no…the thought hasn’t even crossed your mind. Why is auto insurance important, anyway? Maybe all you see are the charges taken out month after month for something that hasn’t even impacted you yet. Do you really even need it? Let’s explore this more.
Oct 01, 2018
Every month, thousands of entrepreneurs, like yourself, are turning their dreams and hobbies into formal businesses – should you be doing the same? One of the challenges entrepreneurs often face before starting a business is knowing the right moment to officially open the doors and welcome customers in. To put it simply, individuals should technically make their businesses formal before anything is actually “sold” – doing so, however, is not something that can happen overnight.
Sep 28, 2018
Debt is a necessary part of everyday life for many of us. When used correctly, debt can open the door to education, transportation, housing and even help us achieve our financial dreams by building credit. When used incorrectly, debt is a leading contributor to ulcers, divorce and hurts work productivity in America. If you have debt, and you’re discouraged, don’t worry - you’re not alone. Here are three steps to paying your debt down faster so you can live your best life.


Firefly is not just another credit union in Minnesota. We guide our members forward throughout all life stages, help make their financial lives healthier, and help them achieve their goals with customized solutions.
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