Life Illuminated.

Shedding light on a variety of topics
so you're set up for financial success.
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May 10, 2019

Stepping foot into a career or new job adventure can be an exciting but overwhelming time. That change can also bring on quite a bit of financial anxiety, too. But before you run to the bank to cash that first paycheck, or before you start feeling overwhelmed with this newfound sense of financial responsibility, let’s equip you to enter this next important phase of your life making the right decisions and preparing a solid financial footing.

Jan 08, 2019

With a new year often comes a new perspective on managing money. Following a holiday season filled with gift giving, extra grocery shopping, and charitable donations, maybe you found yourself paying overdraft fees on your accounts. This can be a stressful and embarrassing situation, and in truth, a lot of people aren’t really sure what an overdraft is and how it works. So let’s get some clarification on overdrafts and insight on how to avoid them in the future.

Dec 13, 2018

Money is one of the highest-ranking stressors for American adults. If you find yourself low on cash, what should you do when you can’t pay your bills? As stressful as it is to be unable to keep up with your bills, the most critical step is to face the problem rather than ignore it. No money worries have ever disappeared by pretending they didn’t exist. The troubles will compound over the following days, weeks, and months if you don’t tackle them right away. So what is the best strategy? Let’s walk through it together.

Nov 28, 2018

Now that we’re getting into the swing of the holiday season make sure you also pay attention to that other important time of the year - open enrollment. It’s likely that you will have a choice between a health savings account (HSA) and a flexible spending account (FSA) and, although similar, there may be a better option for you from a financial standpoint. In the HSA vs. FSA matchup, which one is right for you? Let’s take a look.

Nov 27, 2018

Are you overwhelmed by the gift buying bonanza that happens every holiday season? If so, you’re not alone. Holiday spending can also wreak havoc on your budget. Economists estimate that the average American spends a whopping $1,000 on Christmas each year! If you’re feeling caught in the current of overwhelming holiday spending, don’t worry. We have some tips to spend less money and enjoy the holiday season a bit more.

Nov 19, 2018

Life doesn’t always go to plan. Cars break down, kids have field trips and kitchen appliances need repair. In more extreme circumstances, layoffs happen, health problems arise, and family members need urgent financial help. The best budgets account for the inevitable financial potholes of life, no matter how big or small. Let's dive into some questions to answer when getting starting with an emergency savings plan.

Oct 15, 2018

As the end of Daylight Savings Time approaches, we're reminded that whether we’re ready or not another winter is right around the corner. Depending on your location (hello, MinneSNOWta), you could experience some extreme conditions. The snowstorms, subzero temperatures, wind, and ice that mark this time of year can pose significant inefficiencies and even real dangers to your home that can cost you. Check out our winterizing your home tips to prepare your house (and pocket) to endure the winter.

Sep 28, 2018
Debt is a necessary part of everyday life for many of us. When used correctly, debt can open the door to education, transportation, housing and even help us achieve our financial dreams by building credit. When used incorrectly, debt is a leading contributor to ulcers, divorce and hurts work productivity in America. If you have debt, and you’re discouraged, don’t worry - you’re not alone. Here are three steps to paying your debt down faster so you can live your best life.
 

LIFE ILLUMINATED.

Firefly is not just another credit union in Minnesota. We guide our members forward throughout all life stages, help make their financial lives healthier, and help them achieve their goals with customized solutions.
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