Life Illuminated.

Shedding light on a variety of topics
so you're set up for financial success.
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Oct 02, 2018
You did it! You got pre-approved, researched different vehicles, weighed the pros and cons, test drove and eventually found the right car for your life. You thought you had everything covered, but then someone asks you, “What kind of auto insurance will you have on your vehicle?” Oh no…the thought hasn’t even crossed your mind. Why is auto insurance important, anyway? Maybe all you see are the charges taken out month after month for something that hasn’t even impacted you yet. Do you really even need it? Let’s explore this more.
Oct 01, 2018
Every month, thousands of entrepreneurs, like yourself, are turning their dreams and hobbies into formal businesses – should you be doing the same? One of the challenges entrepreneurs often face before starting a business is knowing the right moment to officially open the doors and welcome customers in. To put it simply, individuals should technically make their businesses formal before anything is actually “sold” – doing so, however, is not something that can happen overnight.
Sep 28, 2018
Debt is a necessary part of everyday life for many of us. When used correctly, debt can open the door to education, transportation, housing and even help us achieve our financial dreams by building credit. When used incorrectly, debt is a leading contributor to ulcers, divorce and hurts work productivity in America. If you have debt, and you’re discouraged, don’t worry - you’re not alone. Here are three steps to paying your debt down faster so you can live your best life.
Sep 18, 2018
Whether you plan on attending trade school or are going for your doctorate, pursuing higher education is a big deal. You’ll be meeting new friends and individuals with common interests, exploring a new town or environment, and (of course) be soaking in knowledge from all of your studies. Ready or not, you’ve likely also been automatically enrolled in a crash course in personal financial and fiscal responsibility since paying for your education and the associated expenses aren’t cheap.
Sep 13, 2018
A house provides us many things - a place to raise our family, make memories, and call home. But what may not be the first thing to come to mind is that a home also provides us with a tremendous resource to tap into for funds when you need them for many purposes. Together, we will become experts on the financial side of a home makeover with 5 important things to know about home equity loans.

Aug 07, 2018
There is no financial institution quite like a credit union. While credit unions are similar to banks in the services offered, the structure and mission are very different. This difference is something credit unions, like us, are very proud of. When choosing a financial institution, it is important to realize the differences that stand between a credit union, like Firefly, and a bank because after all, you are trusting them with one of the most important assets in your life – your finances.
Jul 23, 2018
While the housing market will not always move as fast as it is today, it’s always good to understand what you’re getting into with a mortgage loan (even if it’s just a refresher) so you're ready to take quick action when you find the perfect home you've been searching for. Being prepared may make all the difference - read more and check out our example of the real price of a $250,000 home.
Jul 18, 2018
Like many financial products, credit cards are often perceived as daunting and complicated. Which is not surprising given the variety of myths surrounding credit cards. However, when used responsibly, credit cards can actually be a beneficial financial tool to help establish and build your credit score. To do so, it’s important to first understand how to separate credit card myths from facts.


Firefly is not just another credit union in Minnesota. We guide our members forward throughout all life stages, help make their financial lives healthier, and help them achieve their goals with customized solutions.
Get started online or visit a Twin Cities area branch.

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