Life Illuminated.

Shedding light on a variety of topics
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Jan 30, 2019

Today our lives are stored on our phones, which may leave you asking: is technology like Face and Touch ID secure? At first blush it seems safe to assume that a phone or tablet that only unlocks when it identifies your face or your fingerprint is safe from information theft. With frequent news stories about hackers and people getting their identities stolen it seems reasonable to carefully examine every place your information is stored, including your electronic devices.

Jan 11, 2019

Regardless of where you fall on the political spectrum, a government shutdown can be quite impactful. Maybe you don’t think it’s a big deal because you don’t see it having a direct impact on your financial well-being. Well, believe it or not, it may. Let’s explore this a bit further so you’re up-to-speed on the current environment and how you may experience the influence of government shutdown in your own life.

Jan 08, 2019

With a new year often comes a new perspective on managing money. Following a holiday season filled with gift giving, extra grocery shopping, and charitable donations, maybe you found yourself paying overdraft fees on your accounts. This can be a stressful and embarrassing situation, and in truth, a lot of people aren’t really sure what an overdraft is and how it works. So let’s get some clarification on overdrafts and insight on how to avoid them in the future.

Dec 13, 2018

Money is one of the highest-ranking stressors for American adults. If you find yourself low on cash, what should you do when you can’t pay your bills? As stressful as it is to be unable to keep up with your bills, the most critical step is to face the problem rather than ignore it. No money worries have ever disappeared by pretending they didn’t exist. The troubles will compound over the following days, weeks, and months if you don’t tackle them right away. So what is the best strategy? Let’s walk through it together.

Nov 28, 2018

Now that we’re getting into the swing of the holiday season make sure you also pay attention to that other important time of the year - open enrollment. It’s likely that you will have a choice between a health savings account (HSA) and a flexible spending account (FSA) and, although similar, there may be a better option for you from a financial standpoint. In the HSA vs. FSA matchup, which one is right for you? Let’s take a look.

Nov 27, 2018

Are you overwhelmed by the gift buying bonanza that happens every holiday season? If so, you’re not alone. Holiday spending can also wreak havoc on your budget. Economists estimate that the average American spends a whopping $1,000 on Christmas each year! If you’re feeling caught in the current of overwhelming holiday spending, don’t worry. We have some tips to spend less money and enjoy the holiday season a bit more.

Nov 19, 2018

Life doesn’t always go to plan. Cars break down, kids have field trips and kitchen appliances need repair. In more extreme circumstances, layoffs happen, health problems arise, and family members need urgent financial help. The best budgets account for the inevitable financial potholes of life, no matter how big or small. Let's dive into some questions to answer when getting starting with an emergency savings plan.

Oct 23, 2018
Tax season may be in the far corner of your mind but it always seems to sneak up more quickly than we’d like. With more than 1,000 pages, understanding the tax law modified in early 2018 may seem daunting but can really help prepare you for the changes you’ll certainly see in the spring. So, in the interest of simplifying the complex, we’re giving you our Top Ten list of what you need to know about the new tax law.


Firefly is not just another credit union in Minnesota. We guide our members forward throughout all life stages, help make their financial lives healthier, and help them achieve their goals with customized solutions.
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