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Latest Episode


"Now What?"

On Firefly's podcast, "Now What?", Firefly's financial expert Geoff Bullock and social influencer Giselle Ugarte talk through the next steps for life's biggest financial questions - with some humor, fun, and special guests along the way.

May 18, 2019
Season 1 Episode 1 - Credit Scores
In this episode, Giselle and Geoff discuss how credit scores are important for much more than just loan rates. Giselle tries to convince Geoff that credit scoring is a lot like drinking tequila, Geoff talks about how two mathematicians from the 1970’s got rich and you won’t believe what U.S. city is the home to the nation’s best credit scores.
May 18, 2019
Season 1 Episode 2 - Car Buying
In this episode, Giselle and Geoff discuss how car buying doesn’t have to be discouraging and stressful. Giselle shows off her ninja negotiating skills by walking away from her potential dream car three times before having her offer accepted, Geoff talks about how cool his Nissan Altima is and you won’t believe what kind of car ran for 1 million miles.
May 18, 2019
Season 1 Episode 3 - Home Buying
In this episode, Giselle and Geoff talk about why Giselle recently quit house shopping, why renting can actually be underrated and why watching too much HGTV can be bad for your budget. Zeke tries to invent a new number (seventy, sixteen thousand) during our podcast game, Geoff warns against looking at houses before you get pre-approved and Giselle talks about how to select a realtor for the right reasons.
June 12, 2019
Season 1 Episode 4 - Cash Diet
In this episode, the queen of cash dieting, Giselle, and her cash diet sponsor, Geoff, talk about the power of temporary budgeting. Giselle moves to a lower floor of her apartment complex and Geoff is troubled by the idea of life without coffee or cable TV. Giselle thinks cash dieting made her a better person and it can work for you, too.

June 19, 2019
Season 1 Episode 5 - Fraud Prevention
In this episode Giselle and Geoff welcome fraud prevention and risk management expert Greg Berry. Giselle dreams that she can’t get on a flight because someone stole her identity, Geoff starts to worry about his own safety after Giselle talks about the movie Now You See Me, and Greg tries to calm them both down with practical tips to protect themselves. In one of the more odd moments of the season, Giselle pressures Geoff into lying on his password clues.
June 26, 2019
Season 1 Episode 6 - Credit Cards
In this episode, Giselle is taken aback by Geoff’s floral shirt, but thinks it looks expensive. Giselle gets revenge on an ex through buying a sectional, Geoff thinks Millennials aren’t afraid of debt and you won’t believe what Americans blame their credit card spending on.
July 3, 2019
Season 1 Episode 6.5 - Credit Cards, Part Two
In this episode, Geoff welcomes credit card expert Courtney Banker onto the show to dig deeper into how to select the right credit card, what pitfalls to watch out for and how to read a credit card statement. Courtney tries to find a credit card connection to Amy Schumer and Geoff wonders if balance transfers are a strategy that works.
July 10, 2019
Season 1 Episode 7 - Starting Your Own Business
In this episode, Giselle and Geoff welcome business expert Carrie Frost to talk about starting a new business. Geoff talks about people making sweaters out of pet hair, Giselle thinks that’s weird and Carrie dishes on the seven steps you need to take when starting your own business.
July 17, 2019
Season 1 Episode 8 - Retirement
In this episode, Giselle and Geoff talk retirement with investment advisor Neil Bonneson. Giselle has no desire to retire, Geoff erroneously claims that singer David Lee Roth started the Roth IRA, and Neil offers to give Geoff a dollar if Giselle gives him one first.  Neil and Geoff don’t think there’s such a thing as a dumb question, but Giselle disagrees.
July 24, 2019
Season 1 Episode 9 - Paying Down Debt
In this episode, Giselle and Geoff talk about ways to get out of debt. Geoff talks about the difference between a power-pay and a snowball and Giselle worries about people who are deep in debt and Geoff talks about staying out of debt through building an emergency fund.
July 31 2019
Season 1 Episode 10 - Relationships & Money
In the final episode of the season, Giselle and Geoff talk about relationships and money. Giselle starts a savings fund with a guy in debt, Geoff is proud of how goal-oriented Giselle is, and Zeke thinks is the most popular dating site in America. 

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