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Delivering millions of dollars in value
to our members every year.

We make it easier for you to save money with valuable promotions throughout the year.
We delivered our members more than $24 million in value in 2017. Check out all the ways you can benefit:

Earn TRIPLE ScoreCard® Rewards points on gas and grocery purchases during your first 6 months as a new Visa Signature® Credit cardholder.

With no foreign transaction fees, valuable benefits, and ScoreCard Rewards, your Visa Signature Credit Card will help you get more out of life – everywhere you go.

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Earn triple points per $1 purchase at retailers whose merchant code for Visa is classified as grocery stores and gas stations during the first 6 months from card open date. Earn 1.5 points on all other signature purchases. PIN based transactions, cash advances and balance transfers are not eligible for ScoreCard Rewards Points. Points 60 months and older (beginning with the first month in which the points were posted to your account) will expire annually. See the ScoreCard Rewards Program Rules for complete details.

Boost your savings with Firefly's Certificate Specials.

A certificate is a great solution to deliver steady growth for both short and long terms. Earn 2.00% APY on a minimum balance of $1,000 for 15 months. For a 15 month jumbo certificate, earn 2.10% APY on a minimum balance of $90,000 ($50,000 for jumbo IRA certificates).


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APY = Annual Percentage Yield. Rates effective February 14, 2018 and are subject to change monthly. Early withdrawal penalties may apply to certificate accounts. Federally insured by NCUA.

Transfer your balance and save.

Current and new Firefly Visa Credit Cardholders can earn 1% cash back on balance transfers from other higher-rate credit cards. Plus, enjoy no balance transfer fees! 

Transfer your balance

*Offer is subject to change. Only valid on balance transfers from external credit cards to a Firefly Visa Platinum or Signature Rewards Credit Card for 60 days after card open date. Balance transfer will appear as a cash advance on your statement and interest will begin accruing on posting date. Visa Credit Card Account must remain open, in good standing, and not be over the limit or delinquent at the time the 1% cash back is posted to your Share Savings Account. Allow 30 days from completion of balance transfer for cash back to be deposited. All loans are subject to credit approval. A transaction fee of up to 1% may be charged for foreign transactions. Up to $25 may be charged for late payment. Up to $25 may be charged for returned payment.

When you open a Home Equity Loan with Firefly Credit Union between now and May 31, 2018 you may qualify to receive $350 off closing costs.

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Closing cost offer valid only on fixed-rate home equity loans and home equity line of credit (HELOC)applications received between 2/15/18 and 5/31/18 for loan amounts greater than $10k. Loan must be closed prior to 7/31/18 to receive closing cost discount. Home equity loans and HELOCs are available in select states. The variable Annual Percentage Rate (APR) for a HELOC is 4.50% to 8.25% depending on credit qualifications and LTV. Interest rate will not exceed 18% APR. Closing costs vary by state, but typically range from $50 to $1,000 (not including the cost of appraisal, if required). Typical appraisal cost is $380. In most cases, members pay little or no closing costs. All home equity loans require proof of homeowners insurance and are subject to qualifications. Firefly Credit Union is an Equal Housing Lender.

April 2018 Youth Month Offers:

  • Those age 17 & under will receive $10 when opening a Share Savings Account 1,3
  • Those age 13-17 who open a First-Step Checking account will receive $25 2,3
  • Plus, receive an additional $25 by setting up Direct Deposit within 60 days of account opening 2,3

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Share Savings Account required for membership. 1 Share Savings account requires a $5 minimum deposit to open and a minimum balance of $5. This account earns an Annual Percentage Yield of 0.10%, which is the declared rate for March 2018 and is subject to change quarterly. 2 First-Step Checking package is available exclusively to teens (ages 13-17) and earns an Annual Percentage Yield of 0.05%, which is the prospective rate for March 2018. This rate is subject to change without notice. With this account, you also get the perk of no credit union fees for up to five ATM withdrawals/month on any network. Fees may reduce earnings. 3 Bonuses mentioned above are valid only on new accounts. All accounts and corresponding bonuses subject to qualifications. Please allow 2 weeks from account opening for initial bonus(es) to be deposited. Plus, allow 2 weeks from the first Direct Deposit posting date, if set up within 60 days of new account opening, for additional $25 bonus to be made. Offers are subject to change. All offers expire April 30, 2018. Federally Insured by NCUA.