Savings Certificates
Effective April 11, 2018 (rates subject to change)
MAX: one-time rate adjustment available during term
Ask us about our Laddered Certificates, offering a .10% bonus to existing rates
|
APY |
Minimum Opening Deposit |
APY |
Minimum Opening Deposit |
91 day |
0.65% |
$1,000 |
0.75% |
$90,000 |
6 month |
0.70% |
$1,000 |
0.80% |
$90,000 |
12 month |
1.00% |
$1,000 |
1.10% |
$90,000 |
15 month special |
2.00% |
$1,000 |
2.10% |
$90,000 |
18 month |
1.00% |
$500 |
1.10% |
$90,000 |
24 month |
1.16% |
$500 |
1.26% |
$90,000 |
36 month |
1.55% |
$500 |
1.65% |
$90,000 |
47 month |
1.70% |
$500 |
N/A |
N/A |
60 month |
2.50% |
$500 |
2.60% |
$90,000 |
12 month MAX |
1.00% |
$1,000 |
1.10% |
$90,000 |
24 month MAX |
1.16% |
$1,000 |
1.26% |
$90,000 |
36 month MAX |
1.55% |
$1,000 |
1.65% |
$90,000 |
Minimum deposit for laddered product is $1,000 per certificate; funds do not need to be equally distributed across product. Existing Firefly CU certificates may be transferred without penalty to laddered product only.
IRA Certificates
Effective April 11, 2018 (rates subject to change)
|
APY |
Minimum Opening Deposit |
APY |
Minimum Opening Deposit |
12 month |
1.00% |
$1,000 |
1.10% |
$50,000 |
24 month |
1.16% |
$1,000 |
1.26% |
$50,000 |
36 month |
1.55% |
$1,000 |
1.65% |
$50,000 |
48 month |
1.70% |
$1,000 |
N/A |
N/A |
60 month |
2.50% |
$1,000 |
2.60% |
$50,000 |
15 month special |
2.00% |
$1,000 |
2.10% |
$50,000 |
APY = Annual Percentage Yield. All rates subject to change. Fees may reduce earnings. Early withdrawal penalties may apply to certificate accounts. All deposits are insured up to $250,000 by the National Credit Union Administration (NCUA), an agency of the United States Government.