The power to follow your dreams.

Calculate Your Value Potential

THE VALUE OF MEMBERSHIP

We keep more money in your pocket.

At Firefly Credit Union, we help you accomplish your dreams by delivering financial solutions that make it easier to manage your money and life. Providing value is one way Firefly can guide you to success so we've compared Firefly accounts with those of leading banks to see just how much value we offer our members. Based on 2016 estimates, Firefly delivered a lot of value.


2016 Collective Member Value

$17,965,086

Average Annual Individual Member Value

$291

HOW MUCH ARE YOU
MISSING OUT ON?

Accounts at other institutions? Moving them to Firefly may add value to your financial life.

CALCULATE YOUR VALUE POTENTIAL 

HOW DOES IT ADD UP?

We invest directly in our members, as opposed to stockholders. Profits are returned in the form of competitive rates, higher returns and fewer fees. Just look at how the average value per member for each product can really add up.

SAVINGS
ACCOUNTS

$15

CHECKING
ACCOUNTS

$106

MONEY MARKET
ACCOUNTS

$202

RETIREMENT
ACCTS (IRAs)
  

$171

SAVINGS
CERTIFICATES

$465

REWARDS
CREDIT CARDS
 

$98

HOME EQUITY
LOANS
 

$170

MORTGAGE
LOANS

$756

PERSONAL
LOANS

$32

RECREATION &
AUTO LOANS

$390

 

See below for an explanation of how we arrive at our values.

FULL-SERVICE MEANS GREATER RETURN.

The more you use Firefly, the more you receive - those with 3+ unique products at Firefly received even more value; about $443 based on the average 2016 member value calculated by the number of products our members had with us.

3+ UNIQUE PRODUCTS =
$443 per member on average

Membership value is an estimate and for illustration purposes only. Estimates illustrate projected value for an entire year, regardless of when accounts are opened, and are determined using the difference between current rates at Firefly and current rates of leading financial institutions in local Minnesota market on 11/30/2016, as reported by Informa Research Services, Inc., Calabasas, CA, www.informars.com. Some national lenders were used for mortgage and credit card comparisons. Although the information provided by Informa has been obtained from the financial institutions themselves, the accuracy cannot be guaranteed. Values were calculated within product types, comparing the current Firefly rate with other current financial institution rates for that particular product type. Only financial institutions with comparable rate tiers and pricing structures were used to determine a median rate within each product type. In some rare cases, deposit and/or loan relationships were compared to the most similar product for which market rate information was available. If balances are not carried over month to month, savings amount would be less. Fees were taken into consideration when calculating the benefit associated with account relationships, using the average fees charged for that account, as reported by Informa, compared with fees charged at Firefly.

Your go-to Minneapolis-St. Paul credit union

Firefly CU is the Minnesota credit union that offers full banking services and ATM access for your convenience. We'll help you open new accounts and loans, apply for mortgages, access wealth management services and strengthen your business with the right solutions.